Blog Entries - 2015

Did You Say 8% Guaranteed ??

Posted on: September 2, 2015 9:00 am
Tags: Annuities, Income, Safety, Guaranteed,

Recently, I received a call from my office telling me one of my clients put in sell orders and it looked like he was transferring all of his money out. This is not any ordinary client. He is a special client we’ll call Fred. He has been with me since the 90s. His late father

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Finding the Limitations in Your Investment Process

Posted on: May 18, 2015 1:00 pm

I attended a conference recently where one of the speakers was the head portfolio manager of legendary investor George Soros’s family office. This guy was good. He touched on nearly every hot button issue in the markets and the the economy. After giving his take on

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New Math and the 4% Withdrawal Rule

Posted on: May 13, 2015 1:00 pm

The bottom line in all this is rules of thumbs are tools for our benefit. Improper use or over reliance on any one tool may result in a financial catastrophe. Retirees must monitor their progress regularly and make appropriate adjustments. We all have had good and bad years during our working years. To some extent the same is true for retirees. There is no substitute for good planning.

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Dangers of Joint Ownership

Posted on: February 27, 2015 8:00 pm
Tags: Estate planning, Account setup

Planning for the ultimate disposition of your assets can be complicated, potentially opening some sensitive family subjects. However, a proper estate plan can ensure that your assets ultimately go where intended.

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Investment Weeds. Pull Them Now.

While most of us don’t have to worry about weeds in our gardens for some time, we all have to be careful about the weeds growing in our investment portfolios. Like weeds in a garden, portfolio weeds work to strangle the life out what we have set out to do.

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